Welcome to My TMMO Journey!

This is just a blog to keep myself accountable as I begin this journey. I hope you find this helpful as well. I am using a program called You Need a Budget (YNAB) to keep myself financially accountable. If you'd like to join me, check out Dave Ramsey's The Total Money Makeover (you can get it for free at most libraries) and YNAB. Let's take one baby step closer to financial peace!